Discharged from Bankruptcy and Wanting a Home Loan?  There is Hope.

Alex Sperling
February 28, 2023

I’m Discharged from Bankruptcy Can I Get a Home Loan?

Recovering from bankruptcy can be a long and difficult process. And even when you’ve been discharged or completed a debt agreement, most mainstream lenders will automatically decline your application for a home loan because of your history.

However, there is good news. Some lenders look at things a little differently than others. Well-established non-bank lenders like Pepper Money believe a past bankruptcy shouldn’t mean that you’re not able to achieve your future goal of owning your own home. So they designed home loan products specifically to help.

If you’ve been officially discharged from bankruptcy or entered a debt agreement, there are some solutions available today that might suit you. Sometimes, a lender may even help with finalizing a debt agreement for you – as part of the debt consolidation feature in their relevant home loan option.

Whatever your case looks like, you can begin by talking to us. The more we learn, the better we can help. We’d like to know what you need, understand how the credit issues came about and what’s happened since that means you’re now in a position to consider taking on a mortgage.

Talk to us today about how we may be able to put you in touch with a lender that can help if the major banks say ‘no’ to your loan application. 02 9068 6644 or click here for a Free Consultation.

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